Would You Get IPhone Insurance Protection, Or Might You Leave It To Chance That It Will Not Be Damaged Or Lost?

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Did you consider purchasing iPhone insurance from the high street shops while you purchased your iPhone, but decided it was too expensive? Well you are not alone. In the UK, only around 50% of new iPhone contract agreements are sold complete with an iPhone insurance coverage, that would cover a large majority of the replacement cost of an iPhone in the event of theft or accidental damage.

There are probably a couple of reasons why the uptake on protection policies are very low for the iPhone, one of these is the monthly cost of the insurance product itself, secondly, the consumer is not really aware of the real value of the iPhone or its replacement value.

If we take a closer look at the monthly expense of iPhone insurance cover, it is evident to see that the cost will vary significantly between stores. There are several reasons why there is such a large fluctuation in price of insurance policy. First of all, the customer is a captive ordinance for the sales person in a mobile phone shop. The sales staff will not have to work too hard to sell you the iPhone, as you have chosen you need one before walking into the shop. So, just when they have finished signing you up for your new agreement, they try and talk you into purchasing iPhone insurance as well, but by this time the buyer might have just agreed into spending a little more than they had intended.

Another reason for a low take up on the iPhone insurance product could simply be that the consumer does not actually know just how much it would cost to replace an iPhone if it get stolen or suffer accidental damage. You see, when the iPhone retailer gives the customer a free handset, it is subsidised by the network provider, such as Vodafone, as they have been guaranteed a minimum of 12 months of your business. One thing is for certain though, they will not give you a second free handset until the end of your contract, and the replacement will be down to you.

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